| Weiss Ratings |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 6.00 | |||
| Company Info |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1818 | |||
| Phone Number | (231) 755-1202 | |||
| Website | www.lakeshorefcu.com | |||
| Asset Quality |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.30% | |||
| 5-Year Asset Growth | 6.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.82% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 44.52M | |||
| Total Deposits | 39.08M | |||
| Capital and Reserves |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.14M | |||
| Leverage Ratio | 11.59 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.00% | |||
| Liquidity Ratio | 44.19% | |||
| Profitability |
Lakeshore Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 127.00K | |||
| Net Interest Spread | 2.81% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 85.70% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 3.39% | |||