| Weiss Ratings |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lakeshore Federal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 1818 | |||
| Phone Number | (231) 755-1202 | |||
| Website | www.lakeshorefcu.com | |||
| Asset Quality |
Lakeshore Federal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | 9.73% | |||
| 5-Year Asset Growth | 6.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.88% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Total Assets | 41.50M | |||
| Total Deposits | 36.31M | |||
| Capital and Reserves |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Capital | 4.84M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 12.92% | |||
| Liquidity Ratio | 44.39% | |||
| Profitability |
Lakeshore Federal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 142.00K | |||
| Net Interest Spread | 2.57% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 84.59% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 4.11% | |||