| Weiss Ratings |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 7.00 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lakeshore Federal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 1818 | |||
| Phone Number | (231) 755-1202 | |||
| Website | www.lakeshorefcu.com | |||
| Asset Quality |
Lakeshore Federal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | 1.27% | |||
| 5-Year Asset Growth | 6.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.09% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Total Assets | 39.83M | |||
| Total Deposits | 35.04M | |||
| Capital and Reserves |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Capital | 4.54M | |||
| Leverage Ratio | 12.29 | |||
| Loan Loss Reserves to Loans | 0.15% | |||
| Liquidity |
Lakeshore Federal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 8.79% | |||
| Liquidity Ratio | 52.87% | |||
| Profitability |
Lakeshore Federal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 41.00K | |||
| Net Interest Spread | 2.38% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 86.44% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.66% | |||