B
1st Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Community Federal Credit Union
San Angelo, TX
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Rating B
Asset Quality Index 5.60
Capitalization Index 6.30
Liquidity Index 2.70
Profitability Index 7.80
Stability Index 6.30
Company Info 1st Community Federal Credit Union
San Angelo, TX
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NCUA Charter Number 1819
Phone Number (325) 653-1465
Website www.1cfcu.org
Asset Quality 1st Community Federal Credit Union
San Angelo, TX
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1-Year Asset Growth 5.57%
5-Year Asset Growth 8.11%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 1.85%
Non-Performing Loans to Capital 17.81%
Non-Performing Loans to Loans 2.31%
Balance Sheet 1st Community Federal Credit Union
San Angelo, TX
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Total Assets 390.11M
Total Deposits 334.73M
Capital and Reserves 1st Community Federal Credit Union
San Angelo, TX
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Capital 34.00M
Leverage Ratio 13.24
Loan Loss Reserves to Loans 2.30%
Liquidity 1st Community Federal Credit Union
San Angelo, TX
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Hot Money Ratio 13.57%
Liquidity Ratio 9.30%
Profitability 1st Community Federal Credit Union
San Angelo, TX
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5-Year Return on Average Assets 0.97%
Net Income 1.30M
Net Interest Spread 4.81%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 62.88%
Return on Assets 1.34%
Return on Equity 15.48%