B
1st Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.00
Capitalization Index 7.10
Liquidity Index 3.20
Profitability Index 6.80
Stability Index 6.50
Company Info 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1819
Phone Number (325) 653-1465
Website 1cfcu.org
Asset Quality 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.84%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 1.00%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 14.91%
Non-Performing Loans to Loans 2.15%
Balance Sheet 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 412.81M
Total Deposits 359.36M
Capital and Reserves 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 39.23M
Leverage Ratio 13.24
Loan Loss Reserves to Loans 2.51%
Liquidity 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.97%
Liquidity Ratio 14.84%
Profitability 1st Community Federal Credit Union
San Angelo, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.02%
Net Income 1.21M
Net Interest Spread 4.91%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 66.68%
Return on Assets 1.19%
Return on Equity 12.68%