| Weiss Ratings |
I C Federal Credit Union
Fitchburg, MA |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 4.70 | |||
| Company Info |
I C Federal Credit Union
Fitchburg, MA |
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| NCUA Charter Number | 182 | |||
| Phone Number | (978) 343-3725 | |||
| Website | www.iccreditunion.org/personal | |||
| Asset Quality |
I C Federal Credit Union
Fitchburg, MA |
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| 1-Year Asset Growth | -4.13% | |||
| 5-Year Asset Growth | 4.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 1.75% | |||
| Non-Performing Assets to Assets | 2.26% | |||
| Non-Performing Loans to Capital | 30.64% | |||
| Non-Performing Loans to Loans | 3.04% | |||
| Balance Sheet |
I C Federal Credit Union
Fitchburg, MA |
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| Total Assets | 604.33M | |||
| Total Deposits | 513.92M | |||
| Capital and Reserves |
I C Federal Credit Union
Fitchburg, MA |
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| Capital | 38.78M | |||
| Leverage Ratio | 9.52 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
I C Federal Credit Union
Fitchburg, MA |
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| Hot Money Ratio | 14.35% | |||
| Liquidity Ratio | 14.25% | |||
| Profitability |
I C Federal Credit Union
Fitchburg, MA |
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| 5-Year Return on Average Assets | 0.24% | |||
| Net Income | -7.78M | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | -0.38% | |||
| Overhead Efficiency Ratio | 111.60% | |||
| Return on Assets | -1.68% | |||
| Return on Equity | -25.31% | |||