| Weiss Ratings |
I C Federal Credit Union
Fitchburg, MA |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 3.50 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 2.50 | |||
| Company Info |
I C Federal Credit Union
Fitchburg, MA |
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| NCUA Charter Number | 182 | |||
| Phone Number | (978) 343-3725 | |||
| Website | www.iccreditunion.org/personal | |||
| Asset Quality |
I C Federal Credit Union
Fitchburg, MA |
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| 1-Year Asset Growth | -13.46% | |||
| 5-Year Asset Growth | 2.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 1.35% | |||
| Non-Performing Loans to Capital | 19.33% | |||
| Non-Performing Loans to Loans | 1.82% | |||
| Balance Sheet |
I C Federal Credit Union
Fitchburg, MA |
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| Total Assets | 527.04M | |||
| Total Deposits | 489.86M | |||
| Capital and Reserves |
I C Federal Credit Union
Fitchburg, MA |
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| Capital | 30.42M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Liquidity |
I C Federal Credit Union
Fitchburg, MA |
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| Hot Money Ratio | 13.15% | |||
| Liquidity Ratio | 11.59% | |||
| Profitability |
I C Federal Credit Union
Fitchburg, MA |
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| 5-Year Return on Average Assets | -0.31% | |||
| Net Income | -1.50M | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | -0.37% | |||
| Overhead Efficiency Ratio | 110.19% | |||
| Return on Assets | -0.55% | |||
| Return on Equity | -9.74% | |||