| Weiss Ratings |
I C Federal Credit Union
Fitchburg, MA |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 2.50 | |||
| Company Info |
I C Federal Credit Union
Fitchburg, MA |
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| NCUA Charter Number | 182 | |||
| Phone Number | (978) 343-3725 | |||
| Website | www.iccreditunion.org/personal | |||
| Asset Quality |
I C Federal Credit Union
Fitchburg, MA |
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| 1-Year Asset Growth | -12.35% | |||
| 5-Year Asset Growth | 2.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 1.42% | |||
| Non-Performing Loans to Capital | 19.96% | |||
| Non-Performing Loans to Loans | 1.90% | |||
| Balance Sheet |
I C Federal Credit Union
Fitchburg, MA |
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| Total Assets | 529.73M | |||
| Total Deposits | 490.99M | |||
| Capital and Reserves |
I C Federal Credit Union
Fitchburg, MA |
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| Capital | 31.88M | |||
| Leverage Ratio | 9.45 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Liquidity |
I C Federal Credit Union
Fitchburg, MA |
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| Hot Money Ratio | 13.81% | |||
| Liquidity Ratio | 9.70% | |||
| Profitability |
I C Federal Credit Union
Fitchburg, MA |
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| 5-Year Return on Average Assets | -0.31% | |||
| Net Income | -1.67M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | -0.23% | |||
| Overhead Efficiency Ratio | 106.12% | |||
| Return on Assets | -0.41% | |||
| Return on Equity | -7.20% | |||