Sioux Valley Cooperative Federal Credit Union

Watertown, SD

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.90
Capitalization Index	10.00
Liquidity Index	5.40
Profitability Index	9.40
Stability Index	9.20

Company Info	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1824
Phone Number	(605) 882-2706
Website	svcfcu.com

Asset Quality	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.06%
5-Year Asset Growth	11.00%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.55%
Non-Performing Assets to Assets	1.72%
Non-Performing Loans to Capital	8.95%
Non-Performing Loans to Loans	2.85%

Balance Sheet	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
Total Assets	41.84M
Total Deposits	33.37M

Capital and Reserves	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
Capital	7.73M
Leverage Ratio	18.50
Loan Loss Reserves to Loans	1.28%

Liquidity	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.95%
Liquidity Ratio	47.41%

Profitability	Sioux Valley Cooperative Federal Credit Union Watertown, SD	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.50%
Net Income	307.00K
Net Interest Spread	4.24%
Operating Profit to Average Assets	2.17%
Overhead Efficiency Ratio	48.14%
Return on Assets	1.49%
Return on Equity	8.14%