B
Sioux Valley Cooperative Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
18.47
Leverage
Ratio
18.50
Return On
Assets
1.49%
Total
Assets
41.84M
Capital
7.73M
Total
Deposits
33.37M
Net
Income
307.00K
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Weiss Ratings Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 8.20
Stability Index 7.00
Company Info Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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NCUA Charter Number 1824
Phone Number (605) 882-2706
Website svcfcu.com
Asset Quality Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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1-Year Asset Growth 8.06%
5-Year Asset Growth 11.00%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 7.86%
Non-Performing Loans to Loans 2.37%
Balance Sheet Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Total Assets 41.84M
Total Deposits 33.37M
Capital and Reserves Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Capital 7.73M
Leverage Ratio 18.50
Loan Loss Reserves to Loans 1.28%
Liquidity Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Hot Money Ratio 4.01%
Liquidity Ratio 41.94%
Profitability Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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5-Year Return on Average Assets 1.50%
Net Income 307.00K
Net Interest Spread 4.24%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 48.58%
Return on Assets 1.49%
Return on Equity 8.14%