A
Sioux Valley Cooperative Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
18.51
Leverage
Ratio
18.53
Return On
Assets
1.38%
Total
Assets
42.41M
Capital
7.85M
Total
Deposits
33.71M
Net
Income
429.00K
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Weiss Ratings Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Rating A
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 9.50
Stability Index 9.20
Company Info Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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NCUA Charter Number 1824
Phone Number (605) 882-2706
Website svcfcu.com
Asset Quality Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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1-Year Asset Growth 6.05%
5-Year Asset Growth 11.00%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 1.12%
Non-Performing Assets to Assets 1.94%
Non-Performing Loans to Capital 10.08%
Non-Performing Loans to Loans 3.21%
Balance Sheet Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Total Assets 42.41M
Total Deposits 33.71M
Capital and Reserves Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Capital 7.85M
Leverage Ratio 18.53
Loan Loss Reserves to Loans 1.15%
Liquidity Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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Hot Money Ratio 3.92%
Liquidity Ratio 48.46%
Profitability Sioux Valley Cooperative Federal Credit Union
Watertown, SD 		Click to
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5-Year Return on Average Assets 1.50%
Net Income 429.00K
Net Interest Spread 4.22%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 47.62%
Return on Assets 1.38%
Return on Equity 7.50%