Heritage Community Credit Union
| Weiss Ratings |
Heritage Community Credit Union
Sacramento, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.80 | |||
| Company Info |
Heritage Community Credit Union
Sacramento, CA |
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| NCUA Charter Number | 1830 | |||
| Phone Number | (916) 364-1700 | |||
| Website | www.heritageccu.com | |||
| Asset Quality |
Heritage Community Credit Union
Sacramento, CA |
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| 1-Year Asset Growth | 2.61% | |||
| 5-Year Asset Growth | 5.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.76% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Heritage Community Credit Union
Sacramento, CA |
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| Total Assets | 272.97M | |||
| Total Deposits | 245.09M | |||
| Capital and Reserves |
Heritage Community Credit Union
Sacramento, CA |
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| Capital | 22.88M | |||
| Leverage Ratio | 9.14 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
Heritage Community Credit Union
Sacramento, CA |
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| Hot Money Ratio | 12.21% | |||
| Liquidity Ratio | 8.97% | |||
| Profitability |
Heritage Community Credit Union
Sacramento, CA |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 861.00K | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 81.22% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.80% | |||
