Allegheny Kiski Postal Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.7 and a net worth ratio of 18.7. A current level of 5.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 0.9 has resulted in Good (6.9) profitability. Good liquidity 6.3, driven by a liquidity ratio of 58.4 percent and a “hot money” ratio of 0.7 percent.
Asset Mix:
Consumer loans (40%), securities (10%), home mtgs (2%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
501 11th Street
New Kensington, PA 15068
New Kensington, PA 15068
Phone Number
(724) 337-3717
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Enola, PA
New Kensington, PA
New Kensington, PA