| Weiss Ratings |
One South Federal Credit Union
Natchez, MS |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
One South Federal Credit Union
Natchez, MS |
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| NCUA Charter Number | 1835 | |||
| Phone Number | (601) 442-4382 | |||
| Website | www.oldsouthfcu.com | |||
| Asset Quality |
One South Federal Credit Union
Natchez, MS |
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| 1-Year Asset Growth | -12.49% | |||
| 5-Year Asset Growth | 1.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 1.28% | |||
| Non-Performing Loans to Capital | 9.02% | |||
| Non-Performing Loans to Loans | 2.68% | |||
| Balance Sheet |
One South Federal Credit Union
Natchez, MS |
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| Total Assets | 18.28M | |||
| Total Deposits | 15.76M | |||
| Capital and Reserves |
One South Federal Credit Union
Natchez, MS |
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| Capital | 2.42M | |||
| Leverage Ratio | 16.80 | |||
| Loan Loss Reserves to Loans | 1.96% | |||
| Liquidity |
One South Federal Credit Union
Natchez, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 40.12% | |||
| Profitability |
One South Federal Credit Union
Natchez, MS |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 81.00K | |||
| Net Interest Spread | 7.27% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 73.78% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 13.62% | |||