| Weiss Ratings |
One South Federal Credit Union
Natchez, MS |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
One South Federal Credit Union
Natchez, MS |
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| NCUA Charter Number | 1835 | |||
| Phone Number | (601) 442-4382 | |||
| Website | www.onesouthfcu.com | |||
| Asset Quality |
One South Federal Credit Union
Natchez, MS |
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| 1-Year Asset Growth | 0.82% | |||
| 5-Year Asset Growth | 1.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 1.00% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 7.13% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
One South Federal Credit Union
Natchez, MS |
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| Total Assets | 18.92M | |||
| Total Deposits | 16.34M | |||
| Capital and Reserves |
One South Federal Credit Union
Natchez, MS |
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| Capital | 2.49M | |||
| Leverage Ratio | 17.11 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Liquidity |
One South Federal Credit Union
Natchez, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 38.50% | |||
| Profitability |
One South Federal Credit Union
Natchez, MS |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 247.00K | |||
| Net Interest Spread | 7.75% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 73.54% | |||
| Return on Assets | 1.81% | |||
| Return on Equity | 13.73% | |||