| Weiss Ratings |
One South Federal Credit Union
Natchez, MS |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
One South Federal Credit Union
Natchez, MS |
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| NCUA Charter Number | 1835 | |||
| Phone Number | (601) 442-4382 | |||
| Website | www.onesouthfcu.com | |||
| Asset Quality |
One South Federal Credit Union
Natchez, MS |
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| 1-Year Asset Growth | -1.49% | |||
| 5-Year Asset Growth | 0.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.82% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 1.49% | |||
| Non-Performing Loans to Capital | 11.80% | |||
| Non-Performing Loans to Loans | 3.75% | |||
| Balance Sheet |
One South Federal Credit Union
Natchez, MS |
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| Total Assets | 17.47M | |||
| Total Deposits | 14.72M | |||
| Capital and Reserves |
One South Federal Credit Union
Natchez, MS |
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| Capital | 2.71M | |||
| Leverage Ratio | 19.87 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
One South Federal Credit Union
Natchez, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 37.42% | |||
| Profitability |
One South Federal Credit Union
Natchez, MS |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 173.00K | |||
| Net Interest Spread | 7.62% | |||
| Operating Profit to Average Assets | 1.82% | |||
| Overhead Efficiency Ratio | 75.83% | |||
| Return on Assets | 1.94% | |||
| Return on Equity | 12.98% | |||