D
Tri State Area Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.26
Leverage
Ratio
8.34
Return On
Assets
0.22%
Total
Assets
44.08M
Capital
3.20M
Total
Deposits
40.66M
Net
Income
24.00K
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Weiss Ratings Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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Rating D
Asset Quality Index 9.10
Capitalization Index 4.90
Liquidity Index 4.70
Profitability Index 0.40
Stability Index 1.60
Company Info Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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NCUA Charter Number 1840
Phone Number (518) 686-4504
Website www.tsafcu.com
Asset Quality Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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1-Year Asset Growth 15.01%
5-Year Asset Growth 9.45%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.20%
Balance Sheet Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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Total Assets 44.08M
Total Deposits 40.66M
Capital and Reserves Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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Capital 3.20M
Leverage Ratio 8.34
Loan Loss Reserves to Loans 0.61%
Liquidity Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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Hot Money Ratio 12.19%
Liquidity Ratio 30.93%
Profitability Tri State Area Federal Credit Union
Hoosick Falls, NY 		Click to
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5-Year Return on Average Assets 0.06%
Net Income 24.00K
Net Interest Spread 4.40%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 79.49%
Return on Assets 0.22%
Return on Equity 3.02%