C
Saint Michaels Fall River Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.49
Leverage
Ratio
8.49
Return On
Assets
-0.19%
Total
Assets
121.35M
Capital
10.31M
Total
Deposits
108.73M
Net
Income
-57.00K
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Weiss Ratings Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 6.10
Liquidity Index 1.30
Profitability Index 0.20
Stability Index 5.80
Company Info Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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NCUA Charter Number 1845
Phone Number (508) 674-3861
Website www.stmichaelsfcu.com
Asset Quality Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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1-Year Asset Growth 9.13%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.39%
Non-Performing Loans to Capital 16.17%
Non-Performing Loans to Loans 1.62%
Balance Sheet Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Total Assets 121.35M
Total Deposits 108.73M
Capital and Reserves Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Capital 10.31M
Leverage Ratio 8.49
Loan Loss Reserves to Loans 0.13%
Liquidity Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Hot Money Ratio 40.95%
Liquidity Ratio 10.21%
Profitability Saint Michaels Fall River Federal Credit Union
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5-Year Return on Average Assets 0.79%
Net Income -57.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets -0.19%
Overhead Efficiency Ratio 105.89%
Return on Assets -0.19%
Return on Equity -2.21%