C
Saint Michaels Fall River Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.58
Leverage
Ratio
8.58
Return On
Assets
0.24%
Total
Assets
122.50M
Capital
10.51M
Total
Deposits
108.79M
Net
Income
143.00K
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Weiss Ratings Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 6.20
Liquidity Index 1.10
Profitability Index 1.10
Stability Index 5.80
Company Info Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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NCUA Charter Number 1845
Phone Number (508) 674-3861
Website www.stmichaelsfcu.com
Asset Quality Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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1-Year Asset Growth 8.31%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 11.91%
Non-Performing Loans to Loans 1.20%
Balance Sheet Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Total Assets 122.50M
Total Deposits 108.79M
Capital and Reserves Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Capital 10.51M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 0.12%
Liquidity Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Hot Money Ratio 41.16%
Liquidity Ratio 9.27%
Profitability Saint Michaels Fall River Federal Credit Union
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5-Year Return on Average Assets 0.79%
Net Income 143.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.23%
Overhead Efficiency Ratio 92.82%
Return on Assets 0.24%
Return on Equity 2.76%