C
Saint Michaels Fall River Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.93
Leverage
Ratio
8.93
Return On
Assets
0.45%
Total
Assets
114.65M
Capital
10.24M
Total
Deposits
102.20M
Net
Income
376.00K
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Weiss Ratings Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 6.50
Liquidity Index 0.90
Profitability Index 2.30
Stability Index 6.60
Company Info Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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NCUA Charter Number 1845
Phone Number (508) 674-3861
Website www.stmichaelsfcu.com
Asset Quality Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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1-Year Asset Growth 7.82%
5-Year Asset Growth 9.90%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.54%
Non-Performing Loans to Capital 17.01%
Non-Performing Loans to Loans 1.75%
Balance Sheet Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Total Assets 114.65M
Total Deposits 102.20M
Capital and Reserves Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Capital 10.24M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 0.17%
Liquidity Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Hot Money Ratio 34.32%
Liquidity Ratio 6.88%
Profitability Saint Michaels Fall River Federal Credit Union
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5-Year Return on Average Assets 0.88%
Net Income 376.00K
Net Interest Spread 3.59%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 80.21%
Return on Assets 0.45%
Return on Equity 4.99%