C
Saint Michaels Fall River Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.36
Leverage
Ratio
8.36
Return On
Assets
0.39%
Total
Assets
128.33M
Capital
10.72M
Total
Deposits
114.45M
Net
Income
362.00K
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Weiss Ratings Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Rating C
Asset Quality Index 5.90
Capitalization Index 6.00
Liquidity Index 1.60
Profitability Index 3.80
Stability Index 5.50
Company Info Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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NCUA Charter Number 1845
Phone Number (508) 674-3861
Website www.stmichaelsfcu.com
Asset Quality Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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1-Year Asset Growth 11.93%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.39%
Non-Performing Loans to Capital 16.45%
Non-Performing Loans to Loans 1.66%
Balance Sheet Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Total Assets 128.33M
Total Deposits 114.45M
Capital and Reserves Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Capital 10.72M
Leverage Ratio 8.36
Loan Loss Reserves to Loans 0.12%
Liquidity Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Hot Money Ratio 40.69%
Liquidity Ratio 12.58%
Profitability Saint Michaels Fall River Federal Credit Union
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5-Year Return on Average Assets 0.79%
Net Income 362.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 88.01%
Return on Assets 0.39%
Return on Equity 4.62%