C
Saint Michaels Fall River Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.91
Leverage
Ratio
8.91
Return On
Assets
0.15%
Total
Assets
111.20M
Capital
9.91M
Total
Deposits
101.14M
Net
Income
41.00K
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Weiss Ratings Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.50
Liquidity Index 1.10
Profitability Index 2.80
Stability Index 6.30
Company Info Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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NCUA Charter Number 1845
Phone Number (508) 674-3861
Website www.stmichaelsfcu.com
Asset Quality Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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1-Year Asset Growth 16.26%
5-Year Asset Growth 9.90%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.41%
Balance Sheet Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Total Assets 111.20M
Total Deposits 101.14M
Capital and Reserves Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Capital 9.91M
Leverage Ratio 8.91
Loan Loss Reserves to Loans 0.16%
Liquidity Saint Michaels Fall River Federal Credit Union
Fall River, MA 		Click to
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Hot Money Ratio 34.52%
Liquidity Ratio 7.92%
Profitability Saint Michaels Fall River Federal Credit Union
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5-Year Return on Average Assets 0.88%
Net Income 41.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 76.11%
Return on Assets 0.15%
Return on Equity 1.66%