AdvantagePlus of Indiana Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.5 and a net worth ratio of 18.6. Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.6 has resulted in Excellent (9.6) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10). A current level of 6.2 percent of nonperforming loans to core capital combined with 8.5 percent from a year earlier contributes to the Good asset quality (6.1).
Asset Mix:
Consumer loans (48%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1122 North Fruitridge Avenue
Terre Haute, IN 47804
Terre Haute, IN 47804
Phone Number
(812) 231-7900
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Evansville, IN
Terre Haute, IN
Terre Haute, IN
Terre Haute, IN