Vigo County Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 16.6 percent and a “hot money” ratio of 0.0 percent. A current level of 6.2 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Good asset quality (5.0).
Asset Mix:
Consumer loans (53%), home mtgs (9%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
126 South 3rd Street
Terre Haute, IN 47807
Terre Haute, IN 47807
Phone Number
(812) 232-9697
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Evansville, IN
Terre Haute, IN
Terre Haute, IN
Terre Haute, IN