C
Sebasticook Valley Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
13.36
Leverage
Ratio
13.90
Return On
Assets
1.77%
Total
Assets
179.34M
Capital
23.96M
Total
Deposits
138.50M
Net
Income
1.56M
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Weiss Ratings Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Rating C
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 9.80
Stability Index 4.30
Company Info Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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NCUA Charter Number 1851
Phone Number (207) 487-5576
Website svfcume.com
Asset Quality Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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1-Year Asset Growth 6.77%
5-Year Asset Growth 7.26%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 4.47%
Non-Performing Loans to Loans 0.68%
Balance Sheet Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Total Assets 179.34M
Total Deposits 138.50M
Capital and Reserves Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Capital 23.96M
Leverage Ratio 13.90
Loan Loss Reserves to Loans 0.41%
Liquidity Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Hot Money Ratio 13.27%
Liquidity Ratio 3.33%
Profitability Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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5-Year Return on Average Assets 1.46%
Net Income 1.56M
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 64.98%
Return on Assets 1.77%
Return on Equity 13.54%