C
Sebasticook Valley Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.93
Leverage
Ratio
14.35
Return On
Assets
1.90%
Total
Assets
180.48M
Capital
25.14M
Total
Deposits
138.76M
Net
Income
2.53M
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Weiss Ratings Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 10.00
Stability Index 4.30
Company Info Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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NCUA Charter Number 1851
Phone Number (207) 487-5576
Website svfcume.com
Asset Quality Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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1-Year Asset Growth 5.10%
5-Year Asset Growth 7.26%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.94%
Non-Performing Loans to Loans 0.45%
Balance Sheet Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Total Assets 180.48M
Total Deposits 138.76M
Capital and Reserves Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Capital 25.14M
Leverage Ratio 14.35
Loan Loss Reserves to Loans 0.42%
Liquidity Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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Hot Money Ratio 12.50%
Liquidity Ratio 2.37%
Profitability Sebasticook Valley Federal Credit Union
Pittsfield, ME 		Click to
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5-Year Return on Average Assets 1.46%
Net Income 2.53M
Net Interest Spread 4.41%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 59.59%
Return on Assets 1.90%
Return on Equity 14.36%