| Weiss Ratings |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.70 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 6.40 | |||
| Company Info |
Modern Employees Federal Credit Union
Owensboro, KY |
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| NCUA Charter Number | 1852 | |||
| Phone Number | (270) 685-1025 | |||
| Website | www.modernefcu.net | |||
| Asset Quality |
Modern Employees Federal Credit Union
Owensboro, KY |
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| 1-Year Asset Growth | -1.99% | |||
| 5-Year Asset Growth | -0.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 7.52% | |||
| Non-Performing Assets to Assets | 3.85% | |||
| Non-Performing Loans to Capital | 30.02% | |||
| Non-Performing Loans to Loans | 11.55% | |||
| Balance Sheet |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Total Assets | 6.02M | |||
| Total Deposits | 5.18M | |||
| Capital and Reserves |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Capital | 834.00K | |||
| Leverage Ratio | 13.85 | |||
| Loan Loss Reserves to Loans | 4.65% | |||
| Liquidity |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 66.24% | |||
| Profitability |
Modern Employees Federal Credit Union
Owensboro, KY |
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| 5-Year Return on Average Assets | -0.91% | |||
| Net Income | -168.00K | |||
| Net Interest Spread | 6.21% | |||
| Operating Profit to Average Assets | -5.51% | |||
| Overhead Efficiency Ratio | 115.79% | |||
| Return on Assets | -5.51% | |||
| Return on Equity | -35.26% | |||