C
Modern Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Modern Employees Federal Credit Union
Owensboro, KY
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Rating C
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 2.80
Stability Index 6.40
Company Info Modern Employees Federal Credit Union
Owensboro, KY
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NCUA Charter Number 1852
Phone Number (270) 685-1025
Website www.modernefcu.net
Asset Quality Modern Employees Federal Credit Union
Owensboro, KY
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1-Year Asset Growth -0.87%
5-Year Asset Growth -0.43%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 4.93%
Non-Performing Loans to Capital 30.02%
Non-Performing Loans to Loans 11.55%
Balance Sheet Modern Employees Federal Credit Union
Owensboro, KY
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Total Assets 6.24M
Total Deposits 5.28M
Capital and Reserves Modern Employees Federal Credit Union
Owensboro, KY
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Capital 988.00K
Leverage Ratio 15.83
Loan Loss Reserves to Loans 1.43%
Liquidity Modern Employees Federal Credit Union
Owensboro, KY
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Hot Money Ratio 0.00%
Liquidity Ratio 66.24%
Profitability Modern Employees Federal Credit Union
Owensboro, KY
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5-Year Return on Average Assets -0.91%
Net Income -14.00K
Net Interest Spread 5.69%
Operating Profit to Average Assets -0.92%
Overhead Efficiency Ratio 115.79%
Return on Assets -0.92%
Return on Equity -5.63%