| Weiss Ratings |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Modern Employees Federal Credit Union
Owensboro, KY |
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| NCUA Charter Number | 1852 | |||
| Phone Number | (270) 685-1025 | |||
| Website | www.modernefcu.net | |||
| Asset Quality |
Modern Employees Federal Credit Union
Owensboro, KY |
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| 1-Year Asset Growth | -6.30% | |||
| 5-Year Asset Growth | -0.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 4.22% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.21% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Total Assets | 5.66M | |||
| Total Deposits | 5.15M | |||
| Capital and Reserves |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Capital | 475.00K | |||
| Leverage Ratio | 8.40 | |||
| Loan Loss Reserves to Loans | 15.59% | |||
| Liquidity |
Modern Employees Federal Credit Union
Owensboro, KY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 65.95% | |||
| Profitability |
Modern Employees Federal Credit Union
Owensboro, KY |
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| 5-Year Return on Average Assets | -0.91% | |||
| Net Income | -526.00K | |||
| Net Interest Spread | 6.51% | |||
| Operating Profit to Average Assets | -11.66% | |||
| Overhead Efficiency Ratio | 139.75% | |||
| Return on Assets | -11.66% | |||
| Return on Equity | -82.22% | |||