C
Minot Area Schools Federal Credit Union
MinotND
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Minot Area Schools Federal Credit Union
Minot, ND
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Rating C
Asset Quality Index 9.90
Capitalization Index 6.40
Liquidity Index 6.60
Profitability Index 3.00
Stability Index 4.40
Company Info Minot Area Schools Federal Credit Union
Minot, ND
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NCUA Charter Number 1853
Phone Number (701) 857-4430
Website www.masfcu.com
Asset Quality Minot Area Schools Federal Credit Union
Minot, ND
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1-Year Asset Growth 15.35%
5-Year Asset Growth 3.71%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.16%
Non-Performing Loans to Loans 0.03%
Balance Sheet Minot Area Schools Federal Credit Union
Minot, ND
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Total Assets 14.03M
Total Deposits 12.78M
Capital and Reserves Minot Area Schools Federal Credit Union
Minot, ND
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Capital 1.23M
Leverage Ratio 8.78
Loan Loss Reserves to Loans 0.08%
Liquidity Minot Area Schools Federal Credit Union
Minot, ND
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Hot Money Ratio 4.65%
Liquidity Ratio 48.70%
Profitability Minot Area Schools Federal Credit Union
Minot, ND
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5-Year Return on Average Assets 0.50%
Net Income 20.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 77.01%
Return on Assets 0.58%
Return on Equity 6.55%