| Weiss Ratings |
Southeastern Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Southeastern Credit Union
Valdosta, GA |
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| NCUA Charter Number | 1856 | |||
| Phone Number | (229) 244-2732 | |||
| Website | www.southeasterncu.com | |||
| Asset Quality |
Southeastern Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | 0.22% | |||
| 5-Year Asset Growth | 9.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.32% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Southeastern Credit Union
Valdosta, GA |
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| Total Assets | 376.57M | |||
| Total Deposits | 330.35M | |||
| Capital and Reserves |
Southeastern Credit Union
Valdosta, GA |
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| Capital | 38.76M | |||
| Leverage Ratio | 10.68 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Liquidity |
Southeastern Credit Union
Valdosta, GA |
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| Hot Money Ratio | 15.24% | |||
| Liquidity Ratio | 8.05% | |||
| Profitability |
Southeastern Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 2.63M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 77.17% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 9.74% | |||