| Weiss Ratings |
Southeastern Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Southeastern Credit Union
Valdosta, GA |
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| NCUA Charter Number | 1856 | |||
| Phone Number | (229) 244-2732 | |||
| Website | www.southeasterncu.com | |||
| Asset Quality |
Southeastern Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | 10.50% | |||
| 5-Year Asset Growth | 8.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.78% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Southeastern Credit Union
Valdosta, GA |
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| Total Assets | 416.12M | |||
| Total Deposits | 365.10M | |||
| Capital and Reserves |
Southeastern Credit Union
Valdosta, GA |
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| Capital | 43.10M | |||
| Leverage Ratio | 10.61 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Southeastern Credit Union
Valdosta, GA |
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| Hot Money Ratio | 16.29% | |||
| Liquidity Ratio | 7.44% | |||
| Profitability |
Southeastern Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 3.37M | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 75.41% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 11.12% | |||