| Weiss Ratings |
Southeastern Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Southeastern Credit Union
Valdosta, GA |
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| NCUA Charter Number | 1856 | |||
| Phone Number | (229) 244-2732 | |||
| Website | www.southeasterncu.com | |||
| Asset Quality |
Southeastern Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | 9.46% | |||
| 5-Year Asset Growth | 8.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.17% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Southeastern Credit Union
Valdosta, GA |
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| Total Assets | 410.13M | |||
| Total Deposits | 360.32M | |||
| Capital and Reserves |
Southeastern Credit Union
Valdosta, GA |
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| Capital | 40.99M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
Southeastern Credit Union
Valdosta, GA |
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| Hot Money Ratio | 15.44% | |||
| Liquidity Ratio | 11.05% | |||
| Profitability |
Southeastern Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 2.21M | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 76.79% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 11.16% | |||