| Weiss Ratings |
Velma Federal Credit Union
Duncan, OK |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Velma Federal Credit Union
Duncan, OK |
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| NCUA Charter Number | 1858 | |||
| Phone Number | (580) 444-3396 | |||
| Website | -- | |||
| Asset Quality |
Velma Federal Credit Union
Duncan, OK |
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| 1-Year Asset Growth | -4.51% | |||
| 5-Year Asset Growth | 1.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 9.72% | |||
| Non-Performing Loans to Loans | 1.27% | |||
| Balance Sheet |
Velma Federal Credit Union
Duncan, OK |
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| Total Assets | 2.98M | |||
| Total Deposits | 2.56M | |||
| Capital and Reserves |
Velma Federal Credit Union
Duncan, OK |
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| Capital | 417.00K | |||
| Leverage Ratio | 13.98 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Liquidity |
Velma Federal Credit Union
Duncan, OK |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 7.83% | |||
| Profitability |
Velma Federal Credit Union
Duncan, OK |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 27.00K | |||
| Net Interest Spread | 6.32% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 78.95% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 9.00% | |||