| Weiss Ratings |
Velma Federal Credit Union
Duncan, OK |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Velma Federal Credit Union
Duncan, OK |
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| NCUA Charter Number | 1858 | |||
| Phone Number | (580) 444-3396 | |||
| Website | -- | |||
| Asset Quality |
Velma Federal Credit Union
Duncan, OK |
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| 1-Year Asset Growth | 3.89% | |||
| 5-Year Asset Growth | 1.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 1.46% | |||
| Non-Performing Loans to Capital | 12.63% | |||
| Non-Performing Loans to Loans | 2.15% | |||
| Balance Sheet |
Velma Federal Credit Union
Duncan, OK |
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| Total Assets | 3.07M | |||
| Total Deposits | 2.61M | |||
| Capital and Reserves |
Velma Federal Credit Union
Duncan, OK |
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| Capital | 440.00K | |||
| Leverage Ratio | 14.32 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Liquidity |
Velma Federal Credit Union
Duncan, OK |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 9.04% | |||
| Profitability |
Velma Federal Credit Union
Duncan, OK |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 28.00K | |||
| Net Interest Spread | 6.67% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 80.49% | |||
| Return on Assets | 1.87% | |||
| Return on Equity | 13.21% | |||