Major Rating Factors:
A current level of 7.0 percent of nonperforming loans to core capital contributes to the Good asset quality (6.2).
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 38.5 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (56%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1800 Davison Road
Sulphur, LA 70665
Sulphur, LA 70665
Phone Number
(337) 583-3575
NCUA Charter Number
Website
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