A
Owensboro Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Owensboro Federal Credit Union
Owensboro, KY
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 9.70
Stability Index 7.40
Company Info Owensboro Federal Credit Union
Owensboro, KY
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NCUA Charter Number 1863
Phone Number (270) 683-1054
Website www.ofcuonline.com
Asset Quality Owensboro Federal Credit Union
Owensboro, KY
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1-Year Asset Growth 10.69%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.23%
Balance Sheet Owensboro Federal Credit Union
Owensboro, KY
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Total Assets 89.82M
Total Deposits 77.51M
Capital and Reserves Owensboro Federal Credit Union
Owensboro, KY
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Capital 11.53M
Leverage Ratio 12.86
Loan Loss Reserves to Loans 0.19%
Liquidity Owensboro Federal Credit Union
Owensboro, KY
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Hot Money Ratio 4.36%
Liquidity Ratio 33.85%
Profitability Owensboro Federal Credit Union
Owensboro, KY
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5-Year Return on Average Assets 0.97%
Net Income 616.00K
Net Interest Spread 4.55%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 68.34%
Return on Assets 1.45%
Return on Equity 11.00%