A
Owensboro Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Weiss Ratings Owensboro Federal Credit Union
Owensboro, KY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.30
Profitability Index 10.00
Stability Index 7.40
Company Info Owensboro Federal Credit Union
Owensboro, KY
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NCUA Charter Number 1863
Phone Number (270) 683-1054
Website www.ofcuonline.com
Asset Quality Owensboro Federal Credit Union
Owensboro, KY
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1-Year Asset Growth 9.74%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.78%
Non-Performing Loans to Loans 0.25%
Balance Sheet Owensboro Federal Credit Union
Owensboro, KY
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Total Assets 88.84M
Total Deposits 76.22M
Capital and Reserves Owensboro Federal Credit Union
Owensboro, KY
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Capital 11.85M
Leverage Ratio 13.36
Loan Loss Reserves to Loans 0.24%
Liquidity Owensboro Federal Credit Union
Owensboro, KY
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Hot Money Ratio 5.44%
Liquidity Ratio 38.49%
Profitability Owensboro Federal Credit Union
Owensboro, KY
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5-Year Return on Average Assets 0.97%
Net Income 934.00K
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 65.45%
Return on Assets 1.44%
Return on Equity 10.96%