GreenState Credit Union
Major Rating Factors:
A current level of 19.1 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.8). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.2 has resulted in Weak (2.9) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10). Good current capitalization (5.3 on a scale of 0 to 10) based on a net capital to total assets of 7.7 and a net worth ratio of 9.3.
Asset Mix:
Home mtgs (34%), comm loans (28%), consumer loans (14%), other (24%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2355 Landon Road
North Liberty, IA 52317
North Liberty, IA 52317
Phone Number
(319) 339-1000
NCUA Charter Number
Website
Largest Competitors
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