C
Public Service H C Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
36.12
Leverage
Ratio
36.12
Return On
Assets
1.78%
Total
Assets
7.50M
Capital
2.71M
Total
Deposits
4.78M
Net
Income
34.00K
My Lists My Alerts
Weiss Ratings Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 6.80
Stability Index 4.30
Company Info Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1875
Phone Number (732) 255-5454
Website --
Asset Quality Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -6.42%
5-Year Asset Growth -1.06%
5-Year Charge-Offs to Average Loans 0.77%
Charge-Offs to Average Loans -0.49%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 7.50M
Total Deposits 4.78M
Capital and Reserves Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.71M
Leverage Ratio 36.12
Loan Loss Reserves to Loans 2.86%
Liquidity Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 83.99%
Profitability Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.42%
Net Income 34.00K
Net Interest Spread 4.68%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 60.00%
Return on Assets 1.78%
Return on Equity 5.05%