C
Public Service H C Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
38.13
Leverage
Ratio
38.13
Return On
Assets
1.90%
Total
Assets
7.30M
Capital
2.78M
Total
Deposits
4.53M
Net
Income
107.00K
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Weiss Ratings Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 8.60
Stability Index 5.00
Company Info Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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NCUA Charter Number 1875
Phone Number (732) 255-5454
Website --
Asset Quality Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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1-Year Asset Growth -6.39%
5-Year Asset Growth -1.06%
5-Year Charge-Offs to Average Loans 0.77%
Charge-Offs to Average Loans -0.33%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.62%
Balance Sheet Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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Total Assets 7.30M
Total Deposits 4.53M
Capital and Reserves Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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Capital 2.78M
Leverage Ratio 38.13
Loan Loss Reserves to Loans 3.25%
Liquidity Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 80.26%
Profitability Public Service H C Employees Federal Credit Union
Toms River, NJ 		Click to
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5-Year Return on Average Assets 0.42%
Net Income 107.00K
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 57.48%
Return on Assets 1.90%
Return on Equity 5.23%