B
Greater Iowa Credit Union
AmesIA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.70
Capitalization Index 6.20
Liquidity Index 2.40
Profitability Index 5.10
Stability Index 5.90
Company Info Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 188
Phone Number (515) 956-3000
Website www.gicu.org
Asset Quality Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.25%
5-Year Asset Growth 3.98%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 5.17%
Non-Performing Loans to Loans 0.55%
Balance Sheet Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 674.99M
Total Deposits 596.27M
Capital and Reserves Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 56.90M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 0.55%
Liquidity Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.67%
Liquidity Ratio 10.53%
Profitability Greater Iowa Credit Union
Ames, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.43%
Net Income 635.00K
Net Interest Spread 4.91%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 80.72%
Return on Assets 0.38%
Return on Equity 4.50%