| Weiss Ratings |
Southernmost Federal Credit Union
Key West, FL |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
Southernmost Federal Credit Union
Key West, FL |
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| NCUA Charter Number | 1888 | |||
| Phone Number | (305) 296-6568 | |||
| Website | www.smfcu.net/ | |||
| Asset Quality |
Southernmost Federal Credit Union
Key West, FL |
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| 1-Year Asset Growth | -2.87% | |||
| 5-Year Asset Growth | -0.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Southernmost Federal Credit Union
Key West, FL |
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| Total Assets | 16.62M | |||
| Total Deposits | 13.37M | |||
| Capital and Reserves |
Southernmost Federal Credit Union
Key West, FL |
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| Capital | 2.99M | |||
| Leverage Ratio | 18.01 | |||
| Loan Loss Reserves to Loans | 0.33% | |||
| Liquidity |
Southernmost Federal Credit Union
Key West, FL |
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| Hot Money Ratio | 2.34% | |||
| Liquidity Ratio | 26.08% | |||
| Profitability |
Southernmost Federal Credit Union
Key West, FL |
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| 5-Year Return on Average Assets | 0.02% | |||
| Net Income | 19.00K | |||
| Net Interest Spread | 6.27% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 90.98% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 2.55% | |||