| Weiss Ratings |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| NCUA Charter Number | 1890 | |||
| Phone Number | (716) 665-7000 | |||
| Website | www.665-7000.com | |||
| Asset Quality |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| 1-Year Asset Growth | 6.56% | |||
| 5-Year Asset Growth | 10.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.78% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 4.83% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| Total Assets | 158.49M | |||
| Total Deposits | 131.90M | |||
| Capital and Reserves |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| Capital | 20.78M | |||
| Leverage Ratio | 16.83 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Liquidity |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| Hot Money Ratio | 12.46% | |||
| Liquidity Ratio | 15.19% | |||
| Profitability |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 1.80M | |||
| Net Interest Spread | 6.42% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 70.76% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 12.08% | |||