| Weiss Ratings |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1890 | |||
| Phone Number | (716) 665-7000 | |||
| Website | www.665-7000.com | |||
| Asset Quality |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.27% | |||
| 5-Year Asset Growth | 10.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 1.39% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.48% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 156.89M | |||
| Total Deposits | 131.10M | |||
| Capital and Reserves |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.59M | |||
| Leverage Ratio | 16.25 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.63% | |||
| Liquidity Ratio | 20.25% | |||
| Profitability |
Southern Chautauqua Federal Credit Union
Lakewood, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 613.00K | |||
| Net Interest Spread | 6.01% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 74.84% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 12.71% | |||