B
Families and Schools Together Federal Credit Union
Hanford,  CA
Rating Date
December 2025
Net Capital
Ratio
19.29
Leverage
Ratio
19.37
Return On
Assets
2.96%
Total
Assets
309.98M
Capital
59.81M
Total
Deposits
253.94M
Net
Income
6.68M
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Weiss Ratings Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 10.00
Stability Index 6.30
Company Info Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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NCUA Charter Number 1891
Phone Number (559) 584-0922
Website www.fastcu.com
Asset Quality Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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1-Year Asset Growth 4.70%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.39%
Balance Sheet Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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Total Assets 309.98M
Total Deposits 253.94M
Capital and Reserves Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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Capital 59.81M
Leverage Ratio 19.37
Loan Loss Reserves to Loans 1.22%
Liquidity Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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Hot Money Ratio 6.48%
Liquidity Ratio 16.43%
Profitability Families and Schools Together Federal Credit Union
Hanford, CA 		Click to
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5-Year Return on Average Assets 2.15%
Net Income 6.68M
Net Interest Spread 5.48%
Operating Profit to Average Assets 3.32%
Overhead Efficiency Ratio 46.36%
Return on Assets 2.96%
Return on Equity 15.78%