| Weiss Ratings |
Merced School Employees Federal Credit Union
Merced, CA |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 7.40 | |||
| Company Info |
Merced School Employees Federal Credit Union
Merced, CA |
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| NCUA Charter Number | 1894 | |||
| Phone Number | (209) 383-5550 | |||
| Website | www.mercedschoolcu.org | |||
| Asset Quality |
Merced School Employees Federal Credit Union
Merced, CA |
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| 1-Year Asset Growth | 5.57% | |||
| 5-Year Asset Growth | 8.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.23% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Merced School Employees Federal Credit Union
Merced, CA |
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| Total Assets | 826.52M | |||
| Total Deposits | 738.39M | |||
| Capital and Reserves |
Merced School Employees Federal Credit Union
Merced, CA |
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| Capital | 83.24M | |||
| Leverage Ratio | 11.10 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Liquidity |
Merced School Employees Federal Credit Union
Merced, CA |
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| Hot Money Ratio | 13.84% | |||
| Liquidity Ratio | 32.19% | |||
| Profitability |
Merced School Employees Federal Credit Union
Merced, CA |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 2.30M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 65.88% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 11.51% | |||