| Weiss Ratings |
Merced School Employees Federal Credit Union
Merced, CA |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.80 | |||
| Company Info |
Merced School Employees Federal Credit Union
Merced, CA |
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| NCUA Charter Number | 1894 | |||
| Phone Number | (209) 383-5550 | |||
| Website | www.mercedschoolcu.org | |||
| Asset Quality |
Merced School Employees Federal Credit Union
Merced, CA |
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| 1-Year Asset Growth | 1.46% | |||
| 5-Year Asset Growth | 8.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.58% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Merced School Employees Federal Credit Union
Merced, CA |
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| Total Assets | 782.95M | |||
| Total Deposits | 711.16M | |||
| Capital and Reserves |
Merced School Employees Federal Credit Union
Merced, CA |
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| Capital | 64.10M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Merced School Employees Federal Credit Union
Merced, CA |
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| Hot Money Ratio | 10.03% | |||
| Liquidity Ratio | 35.52% | |||
| Profitability |
Merced School Employees Federal Credit Union
Merced, CA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 72.88% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 9.06% | |||