C
B-M S Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
19.55
Leverage
Ratio
20.83
Return On
Assets
0.05%
Total
Assets
83.77M
Capital
15.54M
Total
Deposits
67.76M
Net
Income
20.00K
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Weiss Ratings B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 0.60
Stability Index 6.50
Company Info B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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NCUA Charter Number 1896
Phone Number (732) 227-6704
Website www.bmsfcu.org
Asset Quality B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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1-Year Asset Growth -3.78%
5-Year Asset Growth -3.63%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.06%
Balance Sheet B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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Total Assets 83.77M
Total Deposits 67.76M
Capital and Reserves B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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Capital 15.54M
Leverage Ratio 20.83
Loan Loss Reserves to Loans 0.24%
Liquidity B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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Hot Money Ratio 0.59%
Liquidity Ratio 50.52%
Profitability B-M S Federal Credit Union
New Brunswick, NJ 		Click to
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5-Year Return on Average Assets 0.17%
Net Income 20.00K
Net Interest Spread 2.05%
Operating Profit to Average Assets 0.04%
Overhead Efficiency Ratio 112.20%
Return on Assets 0.05%
Return on Equity 0.27%