VyStar Credit Union
| Weiss Ratings |
VyStar Credit Union
Jacksonville, FL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 3.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 4.00 | |||
| Company Info |
VyStar Credit Union
Jacksonville, FL |
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| NCUA Charter Number | 190 | |||
| Phone Number | (904) 777-6000 | |||
| Website | www.vystarcu.org | |||
| Asset Quality |
VyStar Credit Union
Jacksonville, FL |
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| 1-Year Asset Growth | 7.37% | |||
| 5-Year Asset Growth | 10.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.85% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 9.94% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
VyStar Credit Union
Jacksonville, FL |
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| Total Assets | 14.77B | |||
| Total Deposits | 10.76B | |||
| Capital and Reserves |
VyStar Credit Union
Jacksonville, FL |
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| Capital | 797.23M | |||
| Leverage Ratio | 8.74 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
VyStar Credit Union
Jacksonville, FL |
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| Hot Money Ratio | 13.67% | |||
| Liquidity Ratio | 19.14% | |||
| Profitability |
VyStar Credit Union
Jacksonville, FL |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 8.19M | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 82.77% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 4.22% | |||