VyStar Credit Union
| Weiss Ratings |
VyStar Credit Union
Jacksonville, FL |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 3.30 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 4.60 | |||
| Company Info |
VyStar Credit Union
Jacksonville, FL |
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| NCUA Charter Number | 190 | |||
| Phone Number | (904) 777-6000 | |||
| Website | www.vystarcu.org | |||
| Asset Quality |
VyStar Credit Union
Jacksonville, FL |
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| 1-Year Asset Growth | -0.59% | |||
| 5-Year Asset Growth | 10.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 11.41% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
VyStar Credit Union
Jacksonville, FL |
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| Total Assets | 13.58B | |||
| Total Deposits | 10.05B | |||
| Capital and Reserves |
VyStar Credit Union
Jacksonville, FL |
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| Capital | 754.27M | |||
| Leverage Ratio | 9.11 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
VyStar Credit Union
Jacksonville, FL |
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| Hot Money Ratio | 13.02% | |||
| Liquidity Ratio | 15.31% | |||
| Profitability |
VyStar Credit Union
Jacksonville, FL |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 24.58M | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 0.42% | |||
| Overhead Efficiency Ratio | 88.14% | |||
| Return on Assets | 0.18% | |||
| Return on Equity | 3.47% | |||
