VyStar Credit Union
| Weiss Ratings |
VyStar Credit Union
Jacksonville, FL |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 2.90 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 3.50 | |||
| Company Info |
VyStar Credit Union
Jacksonville, FL |
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| NCUA Charter Number | 190 | |||
| Phone Number | (904) 777-6000 | |||
| Website | www.vystarcu.org | |||
| Asset Quality |
VyStar Credit Union
Jacksonville, FL |
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| 1-Year Asset Growth | -4.91% | |||
| 5-Year Asset Growth | 8.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | 1.05% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 11.68% | |||
| Non-Performing Loans to Loans | 1.02% | |||
| Balance Sheet |
VyStar Credit Union
Jacksonville, FL |
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| Total Assets | 14.04B | |||
| Total Deposits | 11.07B | |||
| Capital and Reserves |
VyStar Credit Union
Jacksonville, FL |
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| Capital | 760.32M | |||
| Leverage Ratio | 8.45 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Liquidity |
VyStar Credit Union
Jacksonville, FL |
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| Hot Money Ratio | 14.72% | |||
| Liquidity Ratio | 14.27% | |||
| Profitability |
VyStar Credit Union
Jacksonville, FL |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 11.72M | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 84.58% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 6.28% | |||