D
Carter Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carter Credit Union
Springhill, LA
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Rating D
Asset Quality Index 1.70
Capitalization Index 3.90
Liquidity Index 2.20
Profitability Index 4.80
Stability Index 2.50
Company Info Carter Credit Union
Springhill, LA
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NCUA Charter Number 1901
Phone Number (318) 539-3502
Website www.cartercu.org
Asset Quality Carter Credit Union
Springhill, LA
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1-Year Asset Growth -2.71%
5-Year Asset Growth 14.42%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 1.46%
Non-Performing Assets to Assets 2.94%
Non-Performing Loans to Capital 39.15%
Non-Performing Loans to Loans 3.74%
Balance Sheet Carter Credit Union
Springhill, LA
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Total Assets 743.14M
Total Deposits 559.77M
Capital and Reserves Carter Credit Union
Springhill, LA
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Capital 46.06M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 1.67%
Liquidity Carter Credit Union
Springhill, LA
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Hot Money Ratio 33.80%
Liquidity Ratio 23.42%
Profitability Carter Credit Union
Springhill, LA
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5-Year Return on Average Assets 0.68%
Net Income 2.06M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 74.66%
Return on Assets 0.36%
Return on Equity 6.08%