B
OC Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OC Federal Credit Union
Garfield Heights, OH
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 8.40
Stability Index 7.00
Company Info OC Federal Credit Union
Garfield Heights, OH
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NCUA Charter Number 1908
Phone Number (216) 663-6800
Website www.ocfederal.com
Asset Quality OC Federal Credit Union
Garfield Heights, OH
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1-Year Asset Growth 15.99%
5-Year Asset Growth 8.60%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.56%
Non-Performing Loans to Loans 0.11%
Balance Sheet OC Federal Credit Union
Garfield Heights, OH
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Total Assets 299.51M
Total Deposits 239.24M
Capital and Reserves OC Federal Credit Union
Garfield Heights, OH
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Capital 38.81M
Leverage Ratio 13.22
Loan Loss Reserves to Loans 1.05%
Liquidity OC Federal Credit Union
Garfield Heights, OH
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Hot Money Ratio 18.13%
Liquidity Ratio 21.62%
Profitability OC Federal Credit Union
Garfield Heights, OH
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5-Year Return on Average Assets 1.04%
Net Income 2.87M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 67.82%
Return on Assets 1.33%
Return on Equity 10.40%