B
OC Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 6.40
Stability Index 6.30
Company Info OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1908
Phone Number (216) 663-6800
Website www.ocfederal.com
Asset Quality OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 17.85%
5-Year Asset Growth 8.60%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.16%
Non-Performing Loans to Loans 0.03%
Balance Sheet OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 291.41M
Total Deposits 225.91M
Capital and Reserves OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 36.39M
Leverage Ratio 12.84
Loan Loss Reserves to Loans 1.00%
Liquidity OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.14%
Liquidity Ratio 18.63%
Profitability OC Federal Credit Union
Garfield Heights, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.04%
Net Income 701.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 72.30%
Return on Assets 1.00%
Return on Equity 7.81%