| Weiss Ratings |
Southern Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 6.90 | |||
| Company Info |
Southern Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 1910 | |||
| Phone Number | (832) 769-3240 | |||
| Website | www.southernfederalcu.org | |||
| Asset Quality |
Southern Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | -0.42% | |||
| 5-Year Asset Growth | -1.62% | |||
| 5-Year Charge-Offs to Average Loans | 1.34% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 1.43% | |||
| Non-Performing Loans to Capital | 3.20% | |||
| Non-Performing Loans to Loans | 3.18% | |||
| Balance Sheet |
Southern Federal Credit Union
Houston, TX |
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| Total Assets | 77.32M | |||
| Total Deposits | 43.68M | |||
| Capital and Reserves |
Southern Federal Credit Union
Houston, TX |
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| Capital | 33.66M | |||
| Leverage Ratio | 43.53 | |||
| Loan Loss Reserves to Loans | 2.85% | |||
| Liquidity |
Southern Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 24.09% | |||
| Liquidity Ratio | 80.93% | |||
| Profitability |
Southern Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 158.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 88.28% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 0.63% | |||