B
TrailNorth Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TrailNorth Federal Credit Union
Ticonderoga, NY
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Rating B
Asset Quality Index 8.80
Capitalization Index 6.70
Liquidity Index 4.00
Profitability Index 5.80
Stability Index 5.40
Company Info TrailNorth Federal Credit Union
Ticonderoga, NY
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NCUA Charter Number 1911
Phone Number (518) 585-6725
Website www.trailnorth.com/
Asset Quality TrailNorth Federal Credit Union
Ticonderoga, NY
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1-Year Asset Growth 2.36%
5-Year Asset Growth 8.13%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.71%
Balance Sheet TrailNorth Federal Credit Union
Ticonderoga, NY
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Total Assets 175.55M
Total Deposits 158.12M
Capital and Reserves TrailNorth Federal Credit Union
Ticonderoga, NY
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Capital 16.12M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.16%
Liquidity TrailNorth Federal Credit Union
Ticonderoga, NY
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Hot Money Ratio 7.29%
Liquidity Ratio 26.56%
Profitability TrailNorth Federal Credit Union
Ticonderoga, NY
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5-Year Return on Average Assets 0.62%
Net Income 1.04M
Net Interest Spread 4.99%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 82.82%
Return on Assets 0.82%
Return on Equity 9.12%