Neighbors Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10). A current level of 17.0 percent of nonperforming loans to core capital combined with 10.7 percent from a year earlier contributes to the Fair asset quality (4.5).
Other Rating Factors:
Good current capitalization (5.8 on a scale of 0 to 10) based on a net capital to total assets of 8.2 and a net worth ratio of 11.8. Weak liquidity 2.6, driven by a liquidity ratio of 15.2 percent and a “hot money” ratio of 16.4 percent.
Asset Mix:
Consumer loans (46%), home mtgs (13%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
12529 Perkins Road
Baton Rouge, LA 70810
Baton Rouge, LA 70810
Phone Number
(225) 819-2178
NCUA Charter Number
Website
Largest Competitors
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA
