| Weiss Ratings |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1913 | |||
| Phone Number | (626) 444-1972 | |||
| Website | www.certifiedfed.com | |||
| Asset Quality |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 13.71% | |||
| 5-Year Asset Growth | 7.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.66% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.35% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 895.93M | |||
| Total Deposits | 704.72M | |||
| Capital and Reserves |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 178.05M | |||
| Leverage Ratio | 20.22 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Liquidity |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.82% | |||
| Liquidity Ratio | 20.72% | |||
| Profitability |
Certified Federal Credit Union
El Monte, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 5.82M | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 1.74% | |||
| Overhead Efficiency Ratio | 65.74% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 6.69% | |||