| Weiss Ratings |
Certified Federal Credit Union
El Monte, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Certified Federal Credit Union
El Monte, CA |
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| NCUA Charter Number | 1913 | |||
| Phone Number | (626) 444-1972 | |||
| Website | www.certifiedfed.com | |||
| Asset Quality |
Certified Federal Credit Union
El Monte, CA |
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| 1-Year Asset Growth | 14.85% | |||
| 5-Year Asset Growth | 7.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.66% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 1.82% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Certified Federal Credit Union
El Monte, CA |
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| Total Assets | 898.58M | |||
| Total Deposits | 705.64M | |||
| Capital and Reserves |
Certified Federal Credit Union
El Monte, CA |
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| Capital | 181.66M | |||
| Leverage Ratio | 20.51 | |||
| Loan Loss Reserves to Loans | 1.72% | |||
| Liquidity |
Certified Federal Credit Union
El Monte, CA |
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| Hot Money Ratio | 20.14% | |||
| Liquidity Ratio | 22.16% | |||
| Profitability |
Certified Federal Credit Union
El Monte, CA |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 8.95M | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 65.66% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 6.78% | |||