| Weiss Ratings |
Certified Federal Credit Union
El Monte, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
Certified Federal Credit Union
El Monte, CA |
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| NCUA Charter Number | 1913 | |||
| Phone Number | (626) 444-1972 | |||
| Website | www.certifiedfed.com | |||
| Asset Quality |
Certified Federal Credit Union
El Monte, CA |
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| 1-Year Asset Growth | -0.39% | |||
| 5-Year Asset Growth | 6.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.84% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 1.80% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Certified Federal Credit Union
El Monte, CA |
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| Total Assets | 792.76M | |||
| Total Deposits | 620.86M | |||
| Capital and Reserves |
Certified Federal Credit Union
El Monte, CA |
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| Capital | 152.87M | |||
| Leverage Ratio | 20.22 | |||
| Loan Loss Reserves to Loans | 1.70% | |||
| Liquidity |
Certified Federal Credit Union
El Monte, CA |
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| Hot Money Ratio | 17.26% | |||
| Liquidity Ratio | 22.54% | |||
| Profitability |
Certified Federal Credit Union
El Monte, CA |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 2.29M | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 1.82% | |||
| Overhead Efficiency Ratio | 63.84% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 6.01% | |||