Pioneer Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10). Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.7 and a net worth ratio of 8.8.
Other Rating Factors:
A current level of 13.1 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Good asset quality (6.3). Fair liquidity 3.0, driven by a liquidity ratio of 14.1 percent and a “hot money” ratio of 20.3 percent.
Asset Mix:
Consumer loans (39%), home mtgs (19%), other (43%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
250 West Third South
Mountain Home, ID 83647
Mountain Home, ID 83647
Phone Number
(208) 587-3304
NCUA Charter Number
Website
Largest Competitors
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