B
L&N Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings L&N Federal Credit Union
Louisville, KY
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Rating B
Asset Quality Index 9.40
Capitalization Index 8.40
Liquidity Index 2.60
Profitability Index 5.50
Stability Index 7.60
Company Info L&N Federal Credit Union
Louisville, KY
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NCUA Charter Number 1922
Phone Number (502) 368-5858
Website www.lnfcu.com
Asset Quality L&N Federal Credit Union
Louisville, KY
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1-Year Asset Growth 10.40%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.93%
Non-Performing Loans to Loans 0.41%
Balance Sheet L&N Federal Credit Union
Louisville, KY
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Total Assets 2.41B
Total Deposits 2.05B
Capital and Reserves L&N Federal Credit Union
Louisville, KY
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Capital 251.45M
Leverage Ratio 10.45
Loan Loss Reserves to Loans 0.31%
Liquidity L&N Federal Credit Union
Louisville, KY
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Hot Money Ratio 15.41%
Liquidity Ratio 13.16%
Profitability L&N Federal Credit Union
Louisville, KY
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5-Year Return on Average Assets 0.91%
Net Income 10.42M
Net Interest Spread 2.88%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 72.58%
Return on Assets 0.89%
Return on Equity 8.47%