B
L&N Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings L&N Federal Credit Union
Louisville, KY
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Rating B
Asset Quality Index 9.70
Capitalization Index 8.70
Liquidity Index 2.30
Profitability Index 6.10
Stability Index 5.70
Company Info L&N Federal Credit Union
Louisville, KY
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NCUA Charter Number 1922
Phone Number (502) 368-5858
Website www.lnfcu.com
Asset Quality L&N Federal Credit Union
Louisville, KY
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1-Year Asset Growth 8.90%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.32%
Balance Sheet L&N Federal Credit Union
Louisville, KY
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Total Assets 2.43B
Total Deposits 2.06B
Capital and Reserves L&N Federal Credit Union
Louisville, KY
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Capital 258.25M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.32%
Liquidity L&N Federal Credit Union
Louisville, KY
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Hot Money Ratio 15.43%
Liquidity Ratio 11.00%
Profitability L&N Federal Credit Union
Louisville, KY
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5-Year Return on Average Assets 0.91%
Net Income 17.22M
Net Interest Spread 2.95%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 70.72%
Return on Assets 0.97%
Return on Equity 9.22%