B
L&N Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings L&N Federal Credit Union
Louisville, KY
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Rating B
Asset Quality Index 9.20
Capitalization Index 8.40
Liquidity Index 2.50
Profitability Index 5.00
Stability Index 8.00
Company Info L&N Federal Credit Union
Louisville, KY
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NCUA Charter Number 1922
Phone Number (502) 368-5858
Website www.lnfcu.com
Asset Quality L&N Federal Credit Union
Louisville, KY
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1-Year Asset Growth 9.16%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.75%
Non-Performing Loans to Loans 0.37%
Balance Sheet L&N Federal Credit Union
Louisville, KY
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Total Assets 2.35B
Total Deposits 2.02B
Capital and Reserves L&N Federal Credit Union
Louisville, KY
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Capital 245.82M
Leverage Ratio 10.44
Loan Loss Reserves to Loans 0.30%
Liquidity L&N Federal Credit Union
Louisville, KY
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Hot Money Ratio 15.38%
Liquidity Ratio 12.70%
Profitability L&N Federal Credit Union
Louisville, KY
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5-Year Return on Average Assets 0.91%
Net Income 4.80M
Net Interest Spread 2.79%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 73.66%
Return on Assets 0.83%
Return on Equity 7.88%