B
Lower Columbia Longshoremen Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.06
Leverage
Ratio
12.06
Return On
Assets
0.72%
Total
Assets
93.59M
Capital
11.29M
Total
Deposits
82.11M
Net
Income
506.00K
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Weiss Ratings Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 4.70
Stability Index 6.30
Company Info Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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NCUA Charter Number 1926
Phone Number (360) 423-2770
Website www.lclfcu.org
Asset Quality Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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1-Year Asset Growth 2.85%
5-Year Asset Growth 4.71%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.49%
Non-Performing Loans to Loans 0.76%
Balance Sheet Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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Total Assets 93.59M
Total Deposits 82.11M
Capital and Reserves Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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Capital 11.29M
Leverage Ratio 12.06
Loan Loss Reserves to Loans 0.19%
Liquidity Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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Hot Money Ratio 7.33%
Liquidity Ratio 29.14%
Profitability Lower Columbia Longshoremen Federal Credit Union
Longview, WA 		Click to
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5-Year Return on Average Assets 0.47%
Net Income 506.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 84.78%
Return on Assets 0.72%
Return on Equity 6.10%