| Weiss Ratings |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 8.90 | |||
| Company Info |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| NCUA Charter Number | 193 | |||
| Phone Number | (865) 482-0045 | |||
| Website | www.enrichmentfcu.org | |||
| Asset Quality |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| 1-Year Asset Growth | 6.11% | |||
| 5-Year Asset Growth | 11.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.88% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| Total Assets | 927.05M | |||
| Total Deposits | 821.00M | |||
| Capital and Reserves |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| Capital | 101.88M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 0.21% | |||
| Liquidity |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| Hot Money Ratio | 19.39% | |||
| Liquidity Ratio | 20.20% | |||
| Profitability |
Enrichment Federal Credit Union
Oak Ridge, TN |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 2.26M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 71.84% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 8.98% | |||