C
Delta Refining Company Employees Federal Credit Union
Memphis,  TN
Rating Date
December 2025
Net Capital
Ratio
22.30
Leverage
Ratio
22.32
Return On
Assets
0.30%
Total
Assets
4.58M
Capital
1.02M
Total
Deposits
3.54M
Net
Income
11.00K
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Weiss Ratings Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 0.60
Stability Index 7.10
Company Info Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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NCUA Charter Number 1932
Phone Number (901) 775-8814
Website --
Asset Quality Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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1-Year Asset Growth -10.75%
5-Year Asset Growth 3.00%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 2.63%
Balance Sheet Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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Total Assets 4.58M
Total Deposits 3.54M
Capital and Reserves Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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Capital 1.02M
Leverage Ratio 22.32
Loan Loss Reserves to Loans 1.70%
Liquidity Delta Refining Company Employees Federal Credit Union
Memphis, TN 		Click to
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Hot Money Ratio 18.83%
Liquidity Ratio 45.72%
Profitability Delta Refining Company Employees Federal Credit Union
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5-Year Return on Average Assets 0.55%
Net Income 11.00K
Net Interest Spread 3.32%
Operating Profit to Average Assets 0.30%
Overhead Efficiency Ratio 85.45%
Return on Assets 0.30%
Return on Equity 1.45%