| Weiss Ratings |
Otis Federal Credit Union
Jay, ME |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 9.40 | |||
| Company Info |
Otis Federal Credit Union
Jay, ME |
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| NCUA Charter Number | 1936 | |||
| Phone Number | (207) 897-0900 | |||
| Website | www.otisfcu.coop | |||
| Asset Quality |
Otis Federal Credit Union
Jay, ME |
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| 1-Year Asset Growth | 5.13% | |||
| 5-Year Asset Growth | 6.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 1.98% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Otis Federal Credit Union
Jay, ME |
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| Total Assets | 257.39M | |||
| Total Deposits | 214.06M | |||
| Capital and Reserves |
Otis Federal Credit Union
Jay, ME |
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| Capital | 41.08M | |||
| Leverage Ratio | 15.99 | |||
| Loan Loss Reserves to Loans | 0.46% | |||
| Liquidity |
Otis Federal Credit Union
Jay, ME |
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| Hot Money Ratio | 6.59% | |||
| Liquidity Ratio | 46.50% | |||
| Profitability |
Otis Federal Credit Union
Jay, ME |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 2.84M | |||
| Net Interest Spread | 3.27% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 56.23% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 9.63% | |||