| Weiss Ratings |
Otis Federal Credit Union
Jay, ME |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.50 | |||
| Company Info |
Otis Federal Credit Union
Jay, ME |
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| NCUA Charter Number | 1936 | |||
| Phone Number | (207) 897-0900 | |||
| Website | www.otisfcu.coop | |||
| Asset Quality |
Otis Federal Credit Union
Jay, ME |
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| 1-Year Asset Growth | 9.80% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Otis Federal Credit Union
Jay, ME |
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| Total Assets | 279.68M | |||
| Total Deposits | 233.49M | |||
| Capital and Reserves |
Otis Federal Credit Union
Jay, ME |
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| Capital | 44.48M | |||
| Leverage Ratio | 15.87 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Otis Federal Credit Union
Jay, ME |
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| Hot Money Ratio | 7.19% | |||
| Liquidity Ratio | 38.18% | |||
| Profitability |
Otis Federal Credit Union
Jay, ME |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 2.12M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 56.57% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 9.77% | |||