B
America's Credit Union, A Federal Credit Union
Dupont,  WA
Rating Date
December 2025
Net Capital
Ratio
9.75
Leverage
Ratio
10.34
Return On
Assets
0.21%
Total
Assets
704.38M
Capital
67.40M
Total
Deposits
552.94M
Net
Income
1.09M
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Weiss Ratings America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.40
Liquidity Index 1.90
Profitability Index 3.60
Stability Index 6.30
Company Info America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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NCUA Charter Number 1940
Phone Number (253) 964-3113
Website www.youracu.org
Asset Quality America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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1-Year Asset Growth 1.66%
5-Year Asset Growth 4.09%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.57%
Non-Performing Loans to Loans 0.46%
Balance Sheet America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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Total Assets 704.38M
Total Deposits 552.94M
Capital and Reserves America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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Capital 67.40M
Leverage Ratio 10.34
Loan Loss Reserves to Loans 0.96%
Liquidity America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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Hot Money Ratio 14.60%
Liquidity Ratio 7.92%
Profitability America's Credit Union, A Federal Credit Union
Dupont, WA 		Click to
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5-Year Return on Average Assets 0.61%
Net Income 1.09M
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 89.90%
Return on Assets 0.21%
Return on Equity 2.20%