B
Hudson River Community Credit Union
CorinthNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hudson River Community Credit Union
Corinth, NY
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 7.40
Stability Index 5.70
Company Info Hudson River Community Credit Union
Corinth, NY
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NCUA Charter Number 1949
Phone Number (518) 886-3400
Website www.hrccu.org
Asset Quality Hudson River Community Credit Union
Corinth, NY
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1-Year Asset Growth 5.10%
5-Year Asset Growth 3.27%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 6.06%
Non-Performing Loans to Loans 1.20%
Balance Sheet Hudson River Community Credit Union
Corinth, NY
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Total Assets 342.20M
Total Deposits 284.55M
Capital and Reserves Hudson River Community Credit Union
Corinth, NY
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Capital 54.19M
Leverage Ratio 15.84
Loan Loss Reserves to Loans 0.56%
Liquidity Hudson River Community Credit Union
Corinth, NY
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Hot Money Ratio 9.39%
Liquidity Ratio 11.13%
Profitability Hudson River Community Credit Union
Corinth, NY
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5-Year Return on Average Assets 0.96%
Net Income 2.51M
Net Interest Spread 4.57%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 76.81%
Return on Assets 0.99%
Return on Equity 6.32%