C
Mercer County WV Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
9.18
Leverage
Ratio
9.24
Return On
Assets
1.10%
Total
Assets
25.97M
Capital
2.38M
Total
Deposits
23.51M
Net
Income
139.00K
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Weiss Ratings Mercer County WV Teachers Federal Credit Union
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Rating C
Asset Quality Index 3.80
Capitalization Index 6.70
Liquidity Index 5.40
Profitability Index 8.90
Stability Index 4.70
Company Info Mercer County WV Teachers Federal Credit Union
Bluefield, WV 		Click to
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NCUA Charter Number 1950
Phone Number (304) 323-3732
Website www.mctfcu.virtualcu.net
Asset Quality Mercer County WV Teachers Federal Credit Union
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1-Year Asset Growth 11.76%
5-Year Asset Growth 15.50%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 15.74%
Non-Performing Loans to Loans 2.25%
Balance Sheet Mercer County WV Teachers Federal Credit Union
Bluefield, WV 		Click to
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Total Assets 25.97M
Total Deposits 23.51M
Capital and Reserves Mercer County WV Teachers Federal Credit Union
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Capital 2.38M
Leverage Ratio 9.24
Loan Loss Reserves to Loans 1.18%
Liquidity Mercer County WV Teachers Federal Credit Union
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Hot Money Ratio 9.96%
Liquidity Ratio 75.37%
Profitability Mercer County WV Teachers Federal Credit Union
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5-Year Return on Average Assets 1.06%
Net Income 139.00K
Net Interest Spread 4.95%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 56.55%
Return on Assets 1.10%
Return on Equity 12.02%