B
E M O T Federal Credit Union
AbileneTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings E M O T Federal Credit Union
Abilene, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 8.90
Stability Index 5.70
Company Info E M O T Federal Credit Union
Abilene, TX
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NCUA Charter Number 1954
Phone Number (325) 673-3728
Website --
Asset Quality E M O T Federal Credit Union
Abilene, TX
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1-Year Asset Growth -3.63%
5-Year Asset Growth -3.39%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.31%
Balance Sheet E M O T Federal Credit Union
Abilene, TX
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Total Assets 9.17M
Total Deposits 5.58M
Capital and Reserves E M O T Federal Credit Union
Abilene, TX
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Capital 3.54M
Leverage Ratio 38.63
Loan Loss Reserves to Loans 4.12%
Liquidity E M O T Federal Credit Union
Abilene, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 70.42%
Profitability E M O T Federal Credit Union
Abilene, TX
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5-Year Return on Average Assets 1.05%
Net Income 32.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 54.22%
Return on Assets 1.40%
Return on Equity 3.63%