| Weiss Ratings |
E M O T Federal Credit Union
Abilene, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.30 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
E M O T Federal Credit Union
Abilene, TX |
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| NCUA Charter Number | 1954 | |||
| Phone Number | (325) 673-3728 | |||
| Website | -- | |||
| Asset Quality |
E M O T Federal Credit Union
Abilene, TX |
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| 1-Year Asset Growth | -1.34% | |||
| 5-Year Asset Growth | -3.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 0.22% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
E M O T Federal Credit Union
Abilene, TX |
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| Total Assets | 9.20M | |||
| Total Deposits | 5.58M | |||
| Capital and Reserves |
E M O T Federal Credit Union
Abilene, TX |
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| Capital | 3.57M | |||
| Leverage Ratio | 38.78 | |||
| Loan Loss Reserves to Loans | 4.26% | |||
| Liquidity |
E M O T Federal Credit Union
Abilene, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 70.42% | |||
| Profitability |
E M O T Federal Credit Union
Abilene, TX |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 59.00K | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 54.22% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 3.33% | |||