| Weiss Ratings |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.10 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1954 | |||
| Phone Number | (325) 673-3728 | |||
| Website | -- | |||
| Asset Quality |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.32% | |||
| 5-Year Asset Growth | -3.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 1.46% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 9.10M | |||
| Total Deposits | 5.45M | |||
| Capital and Reserves |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.60M | |||
| Leverage Ratio | 39.50 | |||
| Loan Loss Reserves to Loans | 3.85% | |||
| Liquidity |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 70.65% | |||
| Profitability |
E M O T Federal Credit Union
Abilene, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 85.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 54.55% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 3.19% | |||