Valley Strong Credit Union
| Weiss Ratings |
Valley Strong Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 5.20 | |||
| Company Info |
Valley Strong Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 196 | |||
| Phone Number | (661) 833-7900 | |||
| Website | www.valleystrong.com/ | |||
| Asset Quality |
Valley Strong Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 1.41% | |||
| 5-Year Asset Growth | 16.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 1.39% | |||
| Non-Performing Loans to Capital | 12.87% | |||
| Non-Performing Loans to Loans | 1.62% | |||
| Balance Sheet |
Valley Strong Credit Union
Bakersfield, CA |
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| Total Assets | 3.94B | |||
| Total Deposits | 3.54B | |||
| Capital and Reserves |
Valley Strong Credit Union
Bakersfield, CA |
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| Capital | 338.90M | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Liquidity |
Valley Strong Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 2.97% | |||
| Liquidity Ratio | 9.93% | |||
| Profitability |
Valley Strong Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 11.78M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 78.09% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 7.16% | |||