Valley Strong Credit Union
| Weiss Ratings |
Valley Strong Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
Valley Strong Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 196 | |||
| Phone Number | (661) 833-7900 | |||
| Website | www.valleystrong.com/ | |||
| Asset Quality |
Valley Strong Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -4.70% | |||
| 5-Year Asset Growth | 21.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.71% | |||
| Charge-Offs to Average Loans | 1.15% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 12.27% | |||
| Non-Performing Loans to Loans | 1.46% | |||
| Balance Sheet |
Valley Strong Credit Union
Bakersfield, CA |
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| Total Assets | 3.93B | |||
| Total Deposits | 3.42B | |||
| Capital and Reserves |
Valley Strong Credit Union
Bakersfield, CA |
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| Capital | 321.23M | |||
| Leverage Ratio | 9.39 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
Valley Strong Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 3.41% | |||
| Liquidity Ratio | 8.36% | |||
| Profitability |
Valley Strong Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 25.74M | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 68.66% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 11.41% | |||