| Weiss Ratings |
NextStep Federal Credit Union
Troy, NY |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.10 | |||
| Company Info |
NextStep Federal Credit Union
Troy, NY |
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| NCUA Charter Number | 1961 | |||
| Phone Number | (518) 286-1611 | |||
| Website | nextstepfcu.org | |||
| Asset Quality |
NextStep Federal Credit Union
Troy, NY |
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| 1-Year Asset Growth | -0.64% | |||
| 5-Year Asset Growth | 2.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 5.69% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
NextStep Federal Credit Union
Troy, NY |
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| Total Assets | 106.87M | |||
| Total Deposits | 96.54M | |||
| Capital and Reserves |
NextStep Federal Credit Union
Troy, NY |
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| Capital | 9.99M | |||
| Leverage Ratio | 9.37 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Liquidity |
NextStep Federal Credit Union
Troy, NY |
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| Hot Money Ratio | 5.94% | |||
| Liquidity Ratio | 22.07% | |||
| Profitability |
NextStep Federal Credit Union
Troy, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 200.00K | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 75.81% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 8.09% | |||