| Weiss Ratings |
NextStep Federal Credit Union
Troy, NY |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
NextStep Federal Credit Union
Troy, NY |
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| NCUA Charter Number | 1961 | |||
| Phone Number | (518) 286-1611 | |||
| Website | nextstepfcu.org | |||
| Asset Quality |
NextStep Federal Credit Union
Troy, NY |
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| 1-Year Asset Growth | -9.74% | |||
| 5-Year Asset Growth | 4.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 7.66% | |||
| Non-Performing Loans to Loans | 2.05% | |||
| Balance Sheet |
NextStep Federal Credit Union
Troy, NY |
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| Total Assets | 107.56M | |||
| Total Deposits | 97.54M | |||
| Capital and Reserves |
NextStep Federal Credit Union
Troy, NY |
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| Capital | 9.72M | |||
| Leverage Ratio | 9.07 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
NextStep Federal Credit Union
Troy, NY |
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| Hot Money Ratio | 2.33% | |||
| Liquidity Ratio | 20.17% | |||
| Profitability |
NextStep Federal Credit Union
Troy, NY |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 209.00K | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 68.36% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 8.69% | |||