| Weiss Ratings |
NextStep Federal Credit Union
Troy, NY |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.10 | |||
| Company Info |
NextStep Federal Credit Union
Troy, NY |
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| NCUA Charter Number | 1961 | |||
| Phone Number | (518) 286-1611 | |||
| Website | nextstepfcu.org | |||
| Asset Quality |
NextStep Federal Credit Union
Troy, NY |
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| 1-Year Asset Growth | 1.26% | |||
| 5-Year Asset Growth | 2.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 8.69% | |||
| Non-Performing Loans to Loans | 2.72% | |||
| Balance Sheet |
NextStep Federal Credit Union
Troy, NY |
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| Total Assets | 105.55M | |||
| Total Deposits | 95.31M | |||
| Capital and Reserves |
NextStep Federal Credit Union
Troy, NY |
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| Capital | 10.20M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Liquidity |
NextStep Federal Credit Union
Troy, NY |
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| Hot Money Ratio | 7.15% | |||
| Liquidity Ratio | 30.96% | |||
| Profitability |
NextStep Federal Credit Union
Troy, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 404.00K | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 78.80% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 5.39% | |||