D
S P Trainmen Federal Credit Union
HoustonTX
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
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Weiss Ratings S P Trainmen Federal Credit Union
Houston, TX
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Rating D
Asset Quality Index 3.00
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 0.00
Stability Index 6.00
Company Info S P Trainmen Federal Credit Union
Houston, TX
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NCUA Charter Number 1964
Phone Number (713) 453-1010
Website --
Asset Quality S P Trainmen Federal Credit Union
Houston, TX
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1-Year Asset Growth -4.37%
5-Year Asset Growth -1.05%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans -0.50%
Non-Performing Assets to Assets 6.45%
Non-Performing Loans to Capital 32.65%
Non-Performing Loans to Loans 23.62%
Balance Sheet S P Trainmen Federal Credit Union
Houston, TX
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Total Assets 2.98M
Total Deposits 2.32M
Capital and Reserves S P Trainmen Federal Credit Union
Houston, TX
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Capital 584.00K
Leverage Ratio 19.63
Loan Loss Reserves to Loans 0.49%
Liquidity S P Trainmen Federal Credit Union
Houston, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 41.31%
Profitability S P Trainmen Federal Credit Union
Houston, TX
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5-Year Return on Average Assets -2.02%
Net Income -78.00K
Net Interest Spread 3.07%
Operating Profit to Average Assets -5.35%
Overhead Efficiency Ratio 277.27%
Return on Assets -5.35%
Return on Equity -24.88%