D
S P Trainmen Federal Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 1.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 0.00
Stability Index 5.60
Company Info S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1964
Phone Number (713) 453-1010
Website --
Asset Quality S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.78%
5-Year Asset Growth -1.05%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans -0.33%
Non-Performing Assets to Assets 6.94%
Non-Performing Loans to Capital 46.48%
Non-Performing Loans to Loans 25.71%
Balance Sheet S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.85M
Total Deposits 2.31M
Capital and Reserves S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 422.00K
Leverage Ratio 14.79
Loan Loss Reserves to Loans 0.52%
Liquidity S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 41.49%
Profitability S P Trainmen Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -2.02%
Net Income -240.00K
Net Interest Spread 3.20%
Operating Profit to Average Assets -10.97%
Overhead Efficiency Ratio 452.94%
Return on Assets -10.97%
Return on Equity -54.70%