B
Cumberland County Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cumberland County Federal Credit Union
Falmouth, ME
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Rating B
Asset Quality Index 7.70
Capitalization Index 7.20
Liquidity Index 2.70
Profitability Index 5.80
Stability Index 5.70
Company Info Cumberland County Federal Credit Union
Falmouth, ME
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NCUA Charter Number 1966
Phone Number (207) 878-3441
Website www.myccfcu.com
Asset Quality Cumberland County Federal Credit Union
Falmouth, ME
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1-Year Asset Growth 6.98%
5-Year Asset Growth 9.50%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 6.17%
Non-Performing Loans to Loans 1.11%
Balance Sheet Cumberland County Federal Credit Union
Falmouth, ME
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Total Assets 467.46M
Total Deposits 417.89M
Capital and Reserves Cumberland County Federal Credit Union
Falmouth, ME
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Capital 44.88M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 0.75%
Liquidity Cumberland County Federal Credit Union
Falmouth, ME
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Hot Money Ratio 17.10%
Liquidity Ratio 20.63%
Profitability Cumberland County Federal Credit Union
Falmouth, ME
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5-Year Return on Average Assets 0.63%
Net Income 2.17M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 70.43%
Return on Assets 0.94%
Return on Equity 9.92%