B
Cumberland County Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cumberland County Federal Credit Union
Falmouth, ME
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Rating B
Asset Quality Index 8.10
Capitalization Index 7.00
Liquidity Index 3.00
Profitability Index 5.70
Stability Index 6.50
Company Info Cumberland County Federal Credit Union
Falmouth, ME
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NCUA Charter Number 1966
Phone Number (207) 878-3441
Website www.myccfcu.com
Asset Quality Cumberland County Federal Credit Union
Falmouth, ME
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1-Year Asset Growth 6.91%
5-Year Asset Growth 9.50%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 4.31%
Non-Performing Loans to Loans 0.78%
Balance Sheet Cumberland County Federal Credit Union
Falmouth, ME
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Total Assets 463.35M
Total Deposits 414.70M
Capital and Reserves Cumberland County Federal Credit Union
Falmouth, ME
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Capital 43.88M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 0.76%
Liquidity Cumberland County Federal Credit Union
Falmouth, ME
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Hot Money Ratio 16.54%
Liquidity Ratio 23.33%
Profitability Cumberland County Federal Credit Union
Falmouth, ME
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5-Year Return on Average Assets 0.63%
Net Income 1.18M
Net Interest Spread 3.04%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 67.56%
Return on Assets 1.03%
Return on Equity 10.88%