B
Keys Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.10
Capitalization Index 6.70
Liquidity Index 3.40
Profitability Index 4.50
Stability Index 5.80
Company Info Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 197
Phone Number (305) 294-6622
Website www.keysfcu.org
Asset Quality Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.21%
5-Year Asset Growth 10.36%
5-Year Charge-Offs to Average Loans 1.03%
Charge-Offs to Average Loans 1.70%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 5.10%
Non-Performing Loans to Loans 0.72%
Balance Sheet Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 256.52M
Total Deposits 223.63M
Capital and Reserves Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 24.52M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 1.52%
Liquidity Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.12%
Liquidity Ratio 21.39%
Profitability Keys Federal Credit Union
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.20%
Net Income 418.00K
Net Interest Spread 5.34%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 69.77%
Return on Assets 0.32%
Return on Equity 3.49%