B
Chen-Del-O Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chen-Del-O Federal Credit Union
Franklin, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 8.10
Stability Index 6.00
Company Info Chen-Del-O Federal Credit Union
Franklin, NY
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NCUA Charter Number 1971
Phone Number (607) 829-3560
Website www.chendelo.org
Asset Quality Chen-Del-O Federal Credit Union
Franklin, NY
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1-Year Asset Growth 4.23%
5-Year Asset Growth 4.69%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.30%
Balance Sheet Chen-Del-O Federal Credit Union
Franklin, NY
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Total Assets 33.01M
Total Deposits 29.18M
Capital and Reserves Chen-Del-O Federal Credit Union
Franklin, NY
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Capital 3.83M
Leverage Ratio 11.63
Loan Loss Reserves to Loans 1.30%
Liquidity Chen-Del-O Federal Credit Union
Franklin, NY
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Hot Money Ratio 0.35%
Liquidity Ratio 30.38%
Profitability Chen-Del-O Federal Credit Union
Franklin, NY
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5-Year Return on Average Assets 0.60%
Net Income 188.00K
Net Interest Spread 4.62%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 56.28%
Return on Assets 2.31%
Return on Equity 20.14%