B
Chen-Del-O Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 8.90
Stability Index 6.00
Company Info Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1971
Phone Number (607) 829-3560
Website www.chendelo.org
Asset Quality Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.52%
5-Year Asset Growth 4.69%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.22%
Non-Performing Loans to Loans 0.61%
Balance Sheet Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 33.87M
Total Deposits 29.88M
Capital and Reserves Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.99M
Leverage Ratio 11.81
Loan Loss Reserves to Loans 1.29%
Liquidity Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.01%
Liquidity Ratio 34.14%
Profitability Chen-Del-O Federal Credit Union
Franklin, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.60%
Net Income 349.00K
Net Interest Spread 4.73%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 55.97%
Return on Assets 2.12%
Return on Equity 18.26%