B
Chen-Del-O Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Chen-Del-O Federal Credit Union
Franklin, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 9.60
Stability Index 6.20
Company Info Chen-Del-O Federal Credit Union
Franklin, NY
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NCUA Charter Number 1971
Phone Number (607) 829-3560
Website www.chendelo.org
Asset Quality Chen-Del-O Federal Credit Union
Franklin, NY
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1-Year Asset Growth 4.32%
5-Year Asset Growth 4.69%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.50%
Balance Sheet Chen-Del-O Federal Credit Union
Franklin, NY
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Total Assets 33.07M
Total Deposits 28.88M
Capital and Reserves Chen-Del-O Federal Credit Union
Franklin, NY
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Capital 4.17M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 1.20%
Liquidity Chen-Del-O Federal Credit Union
Franklin, NY
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Hot Money Ratio 0.35%
Liquidity Ratio 28.03%
Profitability Chen-Del-O Federal Credit Union
Franklin, NY
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5-Year Return on Average Assets 0.60%
Net Income 528.00K
Net Interest Spread 4.69%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 55.79%
Return on Assets 2.12%
Return on Equity 18.02%