C
Westchester Schools Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Westchester Schools Federal Credit Union
Rye Brook, NY
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Rating C
Asset Quality Index 10.00
Capitalization Index 9.30
Liquidity Index 5.00
Profitability Index 2.00
Stability Index 5.30
Company Info Westchester Schools Federal Credit Union
Rye Brook, NY
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NCUA Charter Number 1976
Phone Number (914) 939-4870
Website westchesterschoolsfcu.org
Asset Quality Westchester Schools Federal Credit Union
Rye Brook, NY
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1-Year Asset Growth 3.53%
5-Year Asset Growth 2.10%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.03%
Balance Sheet Westchester Schools Federal Credit Union
Rye Brook, NY
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Total Assets 38.69M
Total Deposits 33.79M
Capital and Reserves Westchester Schools Federal Credit Union
Rye Brook, NY
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Capital 4.29M
Leverage Ratio 11.09
Loan Loss Reserves to Loans 0.18%
Liquidity Westchester Schools Federal Credit Union
Rye Brook, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 37.62%
Profitability Westchester Schools Federal Credit Union
Rye Brook, NY
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5-Year Return on Average Assets 0.52%
Net Income 153.00K
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 81.37%
Return on Assets 0.52%
Return on Equity 4.84%